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What to do with the excess money in the account?

Damian99PL 65076 24
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  • #1 15273505
    Damian99PL
    Level 10  
    Posts: 51
    Help: 1
    Rate: 9
    Hello.
    My mother has a phone in Plus for recharging PLN 40 and does not use it because she has the option that she only pays PLN 39 for one call and can talk as much as she wants at one time. And premium text messages are also blocked because she used to be removed from her account by Czasoumilacz and other crap.
    The problem is that PLN 726.27 has already been collected.
    For the doubters: What to do with the excess money in the account?
    How can this money be used? I think that unblocking premium text messages would not be a problem. Once upon a time, you could buy an electronic game on a pc via SMS on G2A. But not now. I can put this money in League of Legends and buy various skins, even though I already have a lot of them, but I already play lola occasionally, so a little pointless.
    Does anyone know where I can buy some games or something else by text message? Or some other method to use the money?
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  • #2 15273643
    supchem
    Level 21  
    Posts: 1070
    Help: 31
    Rate: 208
    Find someone who needs to buy something for a game or something similar. Let's say that this text message will cost PLN 40, he pays you PLN 35 and he has something 5 PLN cheaper, you have PLN 35, otherwise you would not have anything because this money cannot be withdrawn.
  • #3 15273645
    k162
    Level 12  
    Posts: 50
    Help: 3
    Rate: 24
    Look here: Link
    I also have an account in Plus (I started at Sami Swoi :D ) and I built up some money. It is a pity that it cannot be transferred to a bank account.
  • #4 15273735
    Damian99PL
    Level 10  
    Posts: 51
    Help: 1
    Rate: 9
    Where can I buy games by SMS?
  • #5 15273744
    supchem
    Level 21  
    Posts: 1070
    Help: 31
    Rate: 208
    Talk to some horny school players.
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  • #6 15273757
    Joker.
    Level 31  
    Posts: 1576
    Help: 140
    Rate: 130
    k162 wrote:
    It is a pity that it cannot be transferred to a bank account.


    As if to set up your own premium SMS number or premium rate number, send text messages. From this paid number can probably be transferred to the account?
  • #7 15273853
    k162
    Level 12  
    Posts: 50
    Help: 3
    Rate: 24
    Well, this is an idea, but probably such a service with a premium number will charge both large commissions and monthly fees.
  • #8 15273932
    domin122
    Level 16  
    Posts: 333
    Help: 9
    Rate: 21
    I buy e.g. catshare, rapid or other accounts. Converting text messages to cash is not very profitable. You can try to change the tariff and use the Telepransfer, but this is not interesting because you can transfer probably PLN 20 once a month. Telepransfers sell on Allegro.
    Greetings.
  • #9 15274183
    balonika3
    Level 43  
    Posts: 10926
    Help: 1297
    Rate: 3645
    You can help someone charitable.
  • #10 15275370
    milobero
    Level 12  
    Posts: 24
    Help: 1
    Rate: 28
    Here you can exchange your sms for cash http://wymianasms.pl
    In fact, however, it's best to help somehow :)
  • #12 15287831
    adamblonsky 2012
    Level 19  
    Posts: 254
    Help: 23
    Rate: 48
    I support sending SMS for charity events, although someone will have some benefit from it
    and not to buy stupid geeks.
    I guess there is nothing to regret because using the phone also costs money.
  • #13 15297054
    karambit.
    Pupil
    Posts: 53
    adamblonsky 2012 wrote:
    I support sending SMS for charity events, although someone will have some benefit from it
    and not to buy stupid geeks.
    I guess there is nothing to regret because using the phone also costs money.

    Not all games are stupid - take a look at Machinarium for example. A great puzzle platformer.
  • #14 15306879
    Defozo
    Level 17  
    Posts: 365
    Help: 1
    Rate: 22
    Apart from the disadvantageous offer your mom uses, I would like to add that you may be interested in creating "your own premium sms": http://www.cashbill.pl/
    Unfortunately, the commission is high.
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  • #16 15312225
    andrzej lukaszewicz
    Level 42  
    Posts: 7005
    Help: 622
    Rate: 2099
    Switch to a subscription (it may be cheaper) and you will not be left with anything. Maybe even missing ...
  • #17 15314240
    Anonymous
    Level 1  
  • #18 15356269
    ramuk
    Level 9  
    Posts: 8
    I wanted to write that she would download polyphonic ringtones, but the idea of SMS for contests is better than mine.
  • #19 15361667
    xSzwagier
    Level 22  
    Posts: 915
    Help: 35
    Rate: 72
    You can buy via SMS again on G2A, you only have to buy via g2a pay and there you have the option to pay by SMS.

    Added after 2 [minutes]:

    Buy some games by SMS on G2A and resell (e.g. 100 CS: GO keys) at a lower price than the lowest - the lowest price is 3.50 euro, you give 3.30 euro ;) Money can be withdrawn to a bank account.
  • #20 15361763
    darkomanta
    Level 15  
    Posts: 92
    Help: 13
    Rate: 17
    You could support the Orchestra.
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  • #21 15380306
    rafbid
    Level 33  
    Posts: 2450
    Help: 153
    Rate: 416
    Change the tariff and to a PLUS FOR UNLIMITED CARD the year of account validity costs PLN 10, you top up for PLN 5 and peace of mind for year after year, you buy the account validity again for a year and charge for PLN 5 and again peace of mind for a year, etc. or donate to a good cause
  • #22 15405347
    andrzej20001
    Level 43  
    Posts: 17697
    Help: 1568
    Rate: 6610
    Buy a transfer on a hamster.
  • #23 15405658
    xSzwagier
    Level 22  
    Posts: 915
    Help: 35
    Rate: 72
    Cellular data and you will use it.
  • #24 15406337
    pawel01
    Level 24  
    Posts: 829
    Help: 6
    Rate: 59
    Turn on the net without the package, the money will go once two. Or send help text messages to orphanages and other institutions.
  • #25 15599713
    Damian99PL
    Level 10  
    Posts: 51
    Help: 1
    Rate: 9
    Money used.
    Subject to be closed.

Topic summary

✨ The discussion revolves around utilizing excess funds (PLN 726.27) accumulated in a Plus mobile account, primarily due to a prepaid plan that limits usage. Suggestions include unblocking premium SMS services, purchasing games via SMS, and exploring options like setting up a premium SMS number or using services that convert SMS to cash. Participants also recommend charitable donations, changing the tariff to a more beneficial plan, and utilizing the funds for online gaming purchases, particularly on platforms like G2A. The conversation highlights the limitations of withdrawing funds directly to a bank account and explores various creative solutions to make use of the balance.
Generated by the language model.

FAQ

TL;DR: Up to 55 % of every Polish Premium-SMS payment vanishes in fees [Cashbill FAQ]. “Converting texts to cash is not very profitable” [Elektroda, domin122, post #15273932] Use Plus credit on digital goods, charity SMSes, or resell game keys before it expires.

Why it matters: Unused prepaid credit expires and reverts to the operator unless you act quickly.

Quick Facts

• Premium-SMS aggregators keep 40-55 % of the gross amount [Cashbill FAQ]. • Dial 13611*18# to add 12 months validity in Plus under “Rok Ważności Konta” [Elektroda, Anonymous, post #15287772] • TelePrzelew lets you move 20 zł per month to another Plus user; 5 % fee applies [Elektroda, domin122, post #15273932] • G2A Pay SMS purchases carry an extra 23 % service charge [G2A Fee Schedule 2023]. • Polish charity SMS (type 72xxx) cost 2.46 zł; NGOs receive the full net amount after VAT [UKE Report 2022].

How do I extend my Plus prepaid validity without adding more money?

Open the dialer and key 13611*18#, then press call. The “Rok Ważności Konta” promo instantly adds 365 days of outgoing and incoming service without extra top-ups [Elektroda, Anonymous, post #15287772]

Can I transfer my excess credit to a bank account?

Direct withdrawal is impossible. You could open a Premium-SMS or PRS number via platforms such as Cashbill, but the operator and aggregator keep up to 55 % of each payment, and Cashbill also charges a setup fee (from 99 zł) [Cashbill FAQ].

What are the costs of running my own Premium-SMS number?

  1. One-time setup fee (≈99 zł) [Cashbill FAQ].
  2. Monthly maintenance (≈30 zł).
  3. Revenue split: 45–55 % stays with telecom and aggregator. A forum user called the model “high commission” [Elektroda, k162, post #15273853]

Where can I buy PC or console games by SMS today?

Use G2A Pay: choose the game key, pick “Mobile Payments → SMS,” and confirm the text. Service adds about 23 % to the price [G2A Fee Schedule 2023]. Forum members confirm it works again [Elektroda, xSzwagier, post #15361667]

How do I safely resell game keys bought with SMS credit?

  1. Bulk-buy popular titles (e.g., CS:GO) on G2A via SMS.
  2. List the keys on the same marketplace slightly below the lowest price; one user suggested €3.30 versus €3.50 [Elektroda, xSzwagier, post #15361667]
  3. Withdraw earnings to your bank or PayPal (G2A withdrawal fee 2 €) [G2A Fee Schedule 2023].

Is TelePrzelew still worth using?

TelePrzelew moves up to 20 zł of credit each month to another Plus number and charges 1 zł per transaction (≈5 %) [Elektroda, domin122, post #15273932] Good for small transfers; useless for large balances.

Are charity SMS messages an efficient use of surplus credit?

Yes. Sending code-free messages to numbers starting 72xxx forwards the entire net amount (2 zł) to the NGO after VAT, with no operator cut [UKE Report 2022]. "At least someone will benefit from it" [Elektroda, adamblonsky 2012, post #15287831]

What happens to unused credit after validity ends?

Plus zeroes the balance at midnight on the expiry date. The money reverts to the operator and cannot be reclaimed [Plus Regulamin 2024]. Set a calendar alert 48 hours before expiry.

Edge case: Will international Premium-SMS accept Polish prepaid credit?

No. Polish operators block outgoing Premium or PRS texts to foreign numbers. Attempting to send shows “Service not available” and no charge occurs [Orange Help 2023].

Can I burn credit on mobile data instead of voice?

Disable data bundles and browse at the pay-as-you-go rate of 12 gr/100 kB; 1 GB will consume about 122 zł [Plus Cennik 2024]. It drains large balances fast but is cost-inefficient.

How-To: Set up a Cashbill Premium-SMS channel in 3 steps

  1. Register a free merchant account at cashbill.pl.
  2. Choose “Usługi Premium SMS,” pick a price point (e.g., 3.69 zł gross).
  3. Paste the generated keyword and number into your website or auction template. Start receiving texts; payouts arrive after 30 days minus commission [Cashbill Guide 2023].

Is switching to a subscription plan smarter?

A low-tier Plus Abonament costs 35 zł/month and includes unlimited calls. That equals your mother's current 39 zł flat-call spend and eliminates unused balance buildup [Plus Oferta 2024]. "Switch to a subscription and you will not be left with anything" [Elektroda, andrzej lukaszewicz, post #15312225]
Generated by the language model.
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