BTW, the antenna on a walkie-talkie is usually quarter wave, and the hand holding the radio becomes the (less than sufficient) "ground plane". And, a quarter wave "whip" antenna, mounted on a car, uses the metal of the car as a rudimentary ground plane. Also, for an antenna mounted on the top of the car (i.e. roof of the passenger area), the radiation pattern is more omnidirectional than if the antenna is mounted on the bumper. This is because on the top of the car, the antenna is surrounded by a metal "plane", whereas on the bumper, the antenna's ground plane exists on only one side of the antenna. This is all predicated on the wavelength -- i.e. if the wavelength is such that one fourth of the wavelength is longer than the radius of the ground plane surface, the effectiveness of the ground plane is reduced. Thus, a CB radio antenna mounted on the top of a VW Beetle will be less effective than a CB radio antenna mounted on the top of an 18 wheeler cabin, but will be much more effective than a hand holding a walkie talkie.
On the other hand, a hand holding a 2 Meter radio will be more effective, and the top of a VW Beetle will work quite well.
And, correction: above should read: "If the antenna was a quarter wave _monopole_ ..."