I see that no one answers, so you will condemn you to my, perhaps somewhat erroneous explanation

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By definition, voltage is a potential difference, that is, we do not have a voltage at a point but between two points. If we now take any of these points (A) as the reference level (ground, 0V etc.), then if the potential in another point (B) is lower than that, then the voltage between these points is negative (Uba = Vb-Va). Of course, if we take point B as our reference level, then we will have the opposite.
But as Paweł Sujko noticed this once, I have a twisted translation, so it would be good if someone would control it