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Selling Phone Taken in Installments (25 Left) on Allegro: IMEI, Crime Liability & Proof of Sale

R@F@L 45855 11
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Treść została przetłumaczona polish » english Zobacz oryginalną wersję tematu
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  • #1 16641596
    R@F@L
    Level 17  
    Hello
    Can I sell a phone, for example, on an allegro which was taken in installments?
    I have 25 more installments to pay off.
    I'm thinking about one threat. Well, at the time of signing the contract, the store entered the number. imei this phone. The phone belongs to me and is on my data. My phone sells someone uses it for crime and then I have problems even though I sold it? The problem is that, for example, on an olx I do not have proof of sale on the allegro will be a sales receipt. How is it?
    Another thing: I pay installments in one month and I have no financial obligations. The situation is changing somehow?
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  • #2 16641652
    Barton-wlkp
    Level 21  
    With a high probability of repayment, the phone is not your property.
    After repayment, it changes.
  • #3 16641656
    karolark
    Level 42  
    Barton-wlkp wrote:
    With a high probability of repayment, the phone is not your property.
    After repayment, it changes.


    It is not leasing so it is most likely YOUR telephone :D
    You write the buyer's data and after the problem
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  • #4 16641670
    tino2003
    Admin of GSM Group  
    You can sell a lot of trouble, the buyer will have trouble when you stop paying your phone because then they will block IMEI, but if you pay normally, everything will be fine.
  • #5 16641827
    Barton-wlkp
    Level 21  
    I would not be so sure without knowing whether or not there was a record of transfer of ownership as collateral.
  • #6 16641836
    tino2003
    Admin of GSM Group  
    Where will this information be saved? The phone is not a car that has a registration card. ;)
  • #7 16641854
    Barton-wlkp
    Level 21  
    In the credit agreement.
    In short: you buy goods from installment sale and not repaid and banks ask you for a refund ... his property.
    When signing the transfer of ownership as collateral after selling the goods to a third party, the property passes to the bank and the buyer has a claim to the seller.
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  • #8 16641931
    chisel
    Level 27  
    Goods are bought from the store, and the bank grants you a loan for it - these are currently the majority of contracts. The bank is not really interested in what you spend it on, you have a credit agreement with it and it's all about the money you give it back. You can sell or throw away the phone, but you will be the debtor of the bank and you will give him money and money, the banks always admonish, not for the goods. In this case, I would recommend even a simplified form of a sales contract.
  • #9 16642567
    Barton-wlkp
    Level 21  
    Return to # 5. Do not write what you think. Focus on the legal status.
    The topic is not on Electrode but on the legal forum.
  • #10 16644728
    tino2003
    Admin of GSM Group  
    Barton-wlkp wrote:
    Focus on the legal status.


    The legal status is as it was written @chisel and the additional security for the bank is the possibility of blocking the phone after IMEI which also has recently occurred and problems have those who bought such a phone and someone stopped paying it back.
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  • #11 16645173
    conrad9210
    Level 26  
    Hey. As of today operators are blocking unpaid telephones - this is a fact. Many of my friends dealing in trade stopped buying a phone. And I, too, as someone asks me to advise against shopping on popular auction sites. greetings
  • #12 16645197
    Barton-wlkp
    Level 21  
    @ tino2003
    The legal status is defined by art. 101 ust. 1 banking law.
    Without knowing the provisions of the contract, it is impossible to advise.
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Topic summary

The discussion revolves around the legality and implications of selling a phone that is still being paid off in installments. Key points include the notion that while the phone is technically owned by the seller, the bank retains a claim until all payments are completed. Concerns are raised about potential issues if the buyer uses the phone for illegal activities, as the seller could face repercussions if the IMEI is blocked due to non-payment. Participants emphasize the importance of having a sales receipt for proof of transaction, especially when selling on platforms like Allegro. The legal framework surrounding installment agreements and the potential for the bank to block the phone's IMEI if payments are not made are also discussed.
Summary generated by the language model.
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