If the house is only a detached house and with a plot so large that not a single neighbor looking through his window can see what you are doing behind yours. If I were to buy a plot of land with a house, it would be only one that would border the forest at the back and at least one side. A forest or an area that will not be built-up for the bank. See what is happening in Warsaw today, first you have a quiet residential area, only houses, greenery, etc. and after 2 decades you have a housing estate behind the fence. Who needs such a house when, with the eye of tall buildings, someone is staring at the garden where you have, for example, a swimming pool and in the summer you want to run in your pants?
Another thing is the slow neighborhood, that is the age-old problem with the fact that you are doing something and others are looking at it, it means that you can forget about many activities without the consent of "zzłotowców".
When buying a house with a plot of land, you have to be very careful in this country, especially since 90% of offices first issue permits / permits, you get into debt, build, invest and after a few years they come and say that THIS BUSINESS CANNOT BE DONE HERE.
In Poland, because of this sick law, it is a fear to invest, the law works retroactively, no one is interested in someone's loss, it is allowed today, not in a year, this is a legal psychiatrist! Well, see for yourself, who issued permits for the construction of hotels and resorts in various regions of Poland, did not look at this supposed building SAMPLE and after years ordered to stop investments of millions?
My friend, for example, did not get permission from the city to add a second floor at home! Why? It collides with some kind of spatial development project, all houses are low and they are all supposed to be. Currently, the case is in Brussels (already 4 years). You buy a house, you pay for it, you own it and you can't do anything with it!
I am looking for a cottage abroad, but outside the EU. In Poland, it is too dangerous, if only because of the ever-rising prices.
I can't understand why in 2008 a meter of water from the city cost 3.72 euros in a gale near Madrid (80 km) and now costs 4.12 euros. Why, during almost 13 years, the water in that country has increased by only a few% and people live, pay, nobody badly, and in our country the percentage is higher year after year.
I started to be interested in several countries (to have an example base) and after a quarter of digging info from the Internet ... that we live in one of the most expensive countries in the entire Union. Not only that, for a modest house in around large cities, you often have to give up to PLN 1,000,000, in addition, later fees will kick us a second bubble (in the life segment - without including interest on loans).
After all, for PLN 1,000,000 you have two houses near Liverpool and cheaper fees!
There, even the electricity in the prepaid offer is already included in the price of electricity in Poland.